Where to get a Credit Card - www.wheretogetacreditcard.co.uk ... Information about credit cards and where to get credit cards in the Uk -
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Where to get a credit card- Using your credit card

Before applying for an online credit card you need:

  • Your bank current account number
  • Your bank sort code
  • Your present address in the UK
  • Your previous address (if you've lived at your present address for less than 3 years)

You should be over 18 years of age and resident in the UK.


 


 

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Using your credit card -

Always be careful where you use your credit card - don't shop online at shops whcih aren't secure - if in doubt look for the padlock symbol at the bottom of the browser page.

Don't let your card out of your site either - restaurants are terrible at doing this, but its easy enough to take your bill up to the counter to pay it.

Keeping track - Always keep the receipts for your purchases. One handy hint is to use a container to put them all in - empty your wallet or purse into it (just the receipts) and you'll get in the habit of doing this fairly quickly - it'll help you check offf stuff against your credit card statement, which means you'll spot problems much quicker just than trying to remember yourself.

If you're really organised you could keep a running total - either using software or just paper and pen.


Sometimes if you've got a tendency to overspend on your credit card you can really reduce spending if you know you're keeping a running total - the additional action of making note about it with hopefully help you. (Or carry a note book and write it down before you spend it - this is the principal some dieters use - write it down before you eat it!)

Staying within your balance eveyr month is as important as paying off the amount - credit card interest is usually quite high - but if you're able to make the full payment every month you'll increase your credit record.

 

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wheretogetacreditcard.co.uk finds you places to find a UK credit card on the Internet- to find you thedeals and offers
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The advice and information offered within this site should not replace common sense, reading the small print and thinking about what you're doing. If in doubt about your finance seek financial advice from a qualified advisor.


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